Why choose us?

$0.99 Down Payment

No Credit Check

12 month / 12,000 mile Powertrain Warranty

Over 40 Years of Service in WNC

 Car shopping made easy Welcome to 1st Choice Auto Center As a premier buy here pay here Hendersonville NC dealership, 1st Choice Auto Center specializes in helping drivers find used cars for sale in Hendersonville NC regardless of their financial history. We are one of the leading in-house financing car dealers in the region, offering bad credit auto loans Hendersonville residents can rely on to get back on the road. Whether you are searching for used cars no credit check or wondering how to buy a car with no credit in Western North Carolina, our team provides second chance auto loans with low down payment used cars starting as low as $0.99. As a credit reporting car dealer, we help you improve your financial future while you drive a used car with warranty  (12-month/12,000-mile powertrain protection and GAP protection for the life of the loan). Explore our used inventory today and experience why our commitment to the community makes us the top choice for accessible vehicle ownership.

Car shopping made easy

Welcome to 1st Choice Auto Center

As a premier buy here pay here Hendersonville NC dealership, 1st Choice Auto Center specializes in helping drivers find used cars for sale in Hendersonville NC regardless of their financial history. We are one of the leading in-house financing car dealers in the region, offering bad credit auto loans Hendersonville residents can rely on to get back on the road. Whether you are searching for used cars no credit check or wondering how to buy a car with no credit in Western North Carolina, our team provides second chance auto loans with low down payment used cars starting as low as $0.99. As a credit reporting car dealer, we help you improve your financial future while you drive a used car with warranty  (12-month/12,000-mile powertrain protection and GAP protection for the life of the loan). Explore our used inventory today and experience why our commitment to the community makes us the top choice for accessible vehicle ownership.
What makes us different? 

Our program is specifically designed to assist those who are credit-challenged or establishing credit for the first time. The intent is to place you in the vehicle which supports your needs. Lending is not credit based, but income and stability based. Payments are designed to give you the ability to succeed without creating a financial hardship. We make the idea of car ownership a reality!

  • A wide selection of vehicles that have gone through a comprehensive inspection before reaching our lot. 

  • All vehicles come with a 12-month / 12,000 mile Powertrain warranty on each vehicle. And you have NO deductibles to worry about. 

  • Financing regardless of your credit

  • Affordable down payments; down payments start as low as $0.99

  • Trust and Respect

  • Complete explanation of the terms of the sale

  • Top ranked customer service

  • Knowledgeable and committed sales staff

  • National Credit Bureau Reporting 

  • Gap Protection for the life of the loan 

  • Auto Deduction of Payments


At 1st Choice Auto Center, we make it easy to discover how to buy a car with no credit in Western North Carolina by offering premier Buy Here Pay Here services across Hendersonville, Asheville, and Waynesville, NC. Whether you are searching for used cars for sale in Hendersonville or need second chance auto loans in WNC, our in-house financing ensures that drivers from Arden, Fletcher, Skyland, and Fairview can secure low down payment used cars regardless of their credit history. As leading credit reporting dealers, we provide used cars with a warranty to residents throughout Henderson, Buncombe, Transylvania, and Haywood Counties, extending our reach to Brevard, Weaverville, Sylva, and Leicester. From the used inventory in Forest City and Rutherfordton to specialized in-house financing in Black Mountain, Swannanoa, and Candler, we are the go-to destination for used cars with no credit check. Residents in Flat Rock, East Flat Rock, Saluda, and Tryon can also take advantage of our used cars with warranty in NC, while those in Columbus, Lake Lure, Canton, and Lake Toxaway can learn how to earn a referral bonus by helping neighbors find reliable transportation. Whether you are in Zirconia, Tuxedo, Cedar Mountain, or Rosman, 1st Choice Auto Center is your trusted partner for low down payment solutions and quality used inventory across the entire region.
  1. 1st Choice Auto Center

    2520 Asheville Hwy
    Hendersonville, NC 28791

    • Sales: (833) 398-4454
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Get in Touch

  • Contact our Sales Department at: (833) 398-4454
  • Monday9:00AM - 6:00PM
  • Tuesday9:00AM - 6:00PM
  • Wednesday9:00AM - 6:00PM
  • Thursday9:00AM - 6:00PM
  • Friday9:00AM - 6:00PM
  • SaturdayClosed
  • SundayClosed